Instant Payments in Motion: RTP® & FedNow®
The U.S. instant payments landscape continues to evolve rapidly, with both the RTP® Network and the FedNow® Service driving innovation, growth and new operational challenges. Join us for a forward-looking session exploring the latest developments and opportunities across both payment rails. We’ll begin with a look at participant volumes and the impact of the per-transaction limit increase to $10 million, effective for RTP® in February 2025 and for the FedNow® Service in November 2025. Learn how financial institutions and businesses are leveraging these higher limits for new use cases, including business-to-business (B2B), treasury and emergency disbursement scenarios (such as FEMA’s utilization of the FedNow® Service). This session will also highlight new tools released by the Federal Reserve in summer 2025 and cover lessons from recent RTP® audits, including disclosure considerations. Attendees will have the opportunity to share experiences and strategies with other financial institutions that are already live on RTP® and FedNow®.