Skip to Main Content
Let Us Help

Ensure Compliance

EPCOR’s RTP® Audit Service provides financial institutions with a thorough audit of RTP® Rules compliance to ensure alignment with The Clearing House’s RTP® Operating and Participation Rules. Our experts assess and evaluate your policies and practices related to RTP® processing, offering an objective analysis that strengthens compliance and minimizes risk.

RTP® Rules Compliance

We audit your policies, procedures and processes against current RTP® Rules and regulations, ensuring that all recent updates to RTP® network requirements are accounted for in your institution’s practices.

Risk Mitigation

Our payments experts assess a wide range of topics related to risk inherent with RTP® processing, including compliance, fraud and liquidity risks, providing insights for improvement.

Reputation Protection

Our audit reviews for compliance vulnerabilities related to RTP® Rules compliance, funds availability processes, proper handling of errors and requests for return of funds and required reporting of fraud and network abuse.

Broad Coverage

The broad scope of our audit includes continuous operations, payment message responses, funds availability, funding obligations, fraud reporting, requirements for errors and more!

Detailed Audit Report

We provide a comprehensive report covering our findings that identifies areas of improvement and suggests recommendations to enhance compliance and mitigate risk.

Additional Resources

EPCOR offers a variety of publications, resources and tools to assist your organization in successfully completing your RTP Compliance Audit.

ODFI Audit Checklists for Originators & TPS

$35.00 Member Price

An efficient tool for ODFIs to gauge their Originators/Third-Party Senders understanding and compliance to the ACH Rules.

The RTP® Annual Audit performed by EPCOR was simple and smooth. EPCOR used the RTP® Self-Audit Workbook as defined by The Clearing House to provide a clear and concise audit request list to be fulfilled. Using a secure ShareFile site, all documentation was loaded for each individual request item which was subsequently review by the EPCOR auditor. Any questions were addressed as they surfaced. A final audit review was perform with documented results that can be retained as supporting documentation of the attestation that the audit was performed by the TCH RTP® Rules.

Carla Wilson
The Huntington National Bank
Go to top of page