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Membership Benefits

Education, Advice & Member Representation

EPCOR offers financial institutions and affiliated organizations a wide array of services to assist you in maintaining compliance, mitigating risk and fraud and improving operational processes.

 

Get Support

Members can access self-service resources in the EPCOR Knowledge Community or get reliable support via phone, email or chat.

Be Heard

We are your voice at a national level, influencing new payment applications, policies and risk management practices.

Stay Informed

We continually publish information to keep you informed of the latest payment systems initiatives, rules and regulations

Network

There are plenty of ways to connect with other EPCOR members and make your payments journey more enjoyable.

Industry Experts – Innovative Solutions – Networking

Rock Out with us in Indianapolis, IN, NEXT MONTH, April 13-15!

This is your chance to participate in the ultimate jam of payments professionals, industry experts and innovative solution providers.

Can’t make it to Indianapolis? Join us: 
November 2-4 • Overland Park, MO 
December 8-9 • Virtual

Featured Events & Offerings

Put Yourself in the Spotlight – Become an APRP!

We Can Help You ROCK the Exam

Our APRP Prep Program kicks off March 25th and will shred through all the tools you need for chart-topping APRP exam results!

Not Every ODFI or Third-Party Sender Wins the Golden Ticket…

…Only the Compliant Ones Do

But success isn’t about luck — it’s about following the rules, understanding expectations and maintaining strong oversight. And we’ve got ODFI and TPS services available to ensure you’re right in the sweet spot.

Pack Your Bags. It’s Time for Camp!

ACH – Check – RTP® & FedNow® – Wire Transfer – Reg E

Join us at one of our FIVE camps this year to build a solid payments foundation that will support you throughout your career as a payments professional (or invite your newest team members). Check Day Camp is April 16 – 17!

Hoot-E Says... We’re Mad About Our Members!

Join the pool now and make your picks starting on Selection Sunday, March 15. Brackets must be completed by Noon ET on March 19 for a chance to win one of THREE gift cards (First Place $100, Second Place $50, Third Place $25)! Visit the Knowledge Community for the members-only details.

Monthly Featured Publication

Pick up copies of this month's featured publication, 2026 ACH Quick Reference Guide.

In the News

Refund Rush: Tackle Tax Season with Confidence

Financial institutions frequently face challenging situations during tax season when processing account holder refunds.

  • Why it matters: Having a clear approach to common tax refund issues can help EPCOR stay compliant and protect clients from potential fraud.

2025 SAR Data Across Payment Systems

The 2025 Suspicious Activity Reports (SARs) from the Financial Crimes Enforcement Network (FinCEN) show evolving fraud trends across ACH, wiretransfers, checks and credit and debit cards, highlighting both rising risks and areas where stronger controls may be helping to prevent losses.

  • Why it matters: As fraud schemes continue to surge, organizations should reexamine their monitoring, staff education and mitigation strategies to ensure they’re adequate against evolving risks.

Ask Hoot-E: ACH Credit Monitoring Requirements for RDFIs

With new ACH Rules on the horizon, now is the time for RDFIs to sharpen their risk-based ACH credit monitoring.

  • Why it matters: EPCOR should implement risk-based ACH credit monitoring, conduct targeted risk assessments and document processes now to prevent fraud and stay compliant under the upcoming Rules.

Instant Payments Enablement Service

We can help you move seamlessly from planning to market with instant payments.

Did You Know?

Investment Scams

Investment scams a leading cause of fraud losses — and scammers are using artificial intelligence, deepfakes, social media, and fake “AI trading bots” to make their schemes more convincing than ever. Learn how modern investment scams work, why they’re increasing and the simple steps you can take to protect yourself.

Payments Insights

Join EPCOR CEO Brandie Thacker for a Deep Dive into essential strategies for navigating the rapidly changing payments landscape.

EPCOR Snapshots

Stay ahead in the payments world! Get EPCOR's top 5 essential updates.

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