Skip to Main Content

Ensure your entire staff has a solid foundation in payments rules and regulations with annual access to our Electronic Resources License. One flat fee of just $225 – $700 covers your entire organization, providing each employee access to our entire on-demand library and helpful publications and tools. The courses included in the License are perfect for new employees or anyone who needs a refresher, and to meet annual training requirements such as Bank Secrecy Act (BSA) training, Regulation E and more!

The License includes suggested curriculums for everyone at your organization, from your frontline staff to your board of directors. The curriculums (listed below) are organized by payment type and by functional area so that you can easily match a learning path to each learner’s profile.

NEW Courses for 2025!

RTP® Rules & Regulations Overview Series

These micro courses give a brief overview of RTP® Rules and Regulations and annual RTP® audit requirements, including highlights from the RTP® self-audit workbook.

RTP® Rules and Regulations – Receiving Participant Only Series

These micro courses cover responsibilities specific to Receiving Participants including how to handle transaction responses and requests for return.

Understanding the RTP® Operating Rules for Sending & Receiving Participants

These micro courses cover the obligations of the Sending and Receiving Participants as per the RTP® Operating Rules and how the various regulations relate to both participants.

FedNow® Service Micro Course Series

This micro course series will cover FedNow® Service fundamentals including rules, messaging, funding requirements, common terms, use cases, transaction flow, funds availability, transaction limits and the ISO 20022 format standard.

Frontline Fraud & Mitigation Series

This micro course series covers check alteration, counterfeit checks and fraudulent checks utilized to open new accounts. Your frontline staff will discover ways to identify these fraudulent items and determine ways to mitigate the fraud at the point the fraudulent item enters your financial institution.

ACH vs Regulation E – Beyond the 60 Days

We brought you the ACH vs Regulation E – Within 60 Days series in 2024 and have expanded on that series by adding what to do with disputed ACH transactions when you’re outside of the 60 days. Discover what the ODFI warranties are, what is considered “timely notice” and when to file an ACH warranty claim.

Plus, updated BSA Course Series to incorporate FinCEN’s final Beneficial Ownership Rules and updated Understanding Check Adjustments Course to include current adjustment types, timeframes and required documentation!

Complete License Content List

View a complete listing of all courses and publications included in the License, without the curriculum breakdown.

  • ACH 101: ACH Participants and Transaction Flow
  • ACH 102: Recognizing an ACH Transaction
  • ACH 103: Legal Framework
  • ACH 104: Same Day ACH
  • ACH 201: Authorizations & Agreements • 0.4 AAP/APRP Credits
  • ACH Risk Management: Community Bank Board Lecture • 0.6 AAP/APRP Credits
  • ACH Security Framework for Originators • 0.3 AAP/APRP Credits
  • ACH Stop Payments • 0.6 AAP/APRP Credits
  • ACH vs Regulation E – Within the 60 Days • 1.01 AAP/APRP Credit
    • ACH vs Regulation E – Definitions
    • ACH vs Regulation E – Differences
    • ACH vs Regulation E – Warranties
    • ACH vs Regulation E – Unauthorized Entries
    • ACH vs Regulation E – Unauthorized Entry Return Codes
    • ACH vs Regulation E – WSUD Requirements
    • ACH vs Regulation E – Extended Returns
    • ACH vs Regulation E – Considerations Within 60 Days
    • ACH vs Regulation E – Within 60 Day Final Review
  • ACH vs Regulation E – Beyond the 60 Days • 2.2 AAP/APRP Credits
    • ACH vs Reg E: Beyond 60 Days Overview & Definitions
    • ACH vs Reg E: Beyond 60 Days – ODFI Warranties
    • ACH vs Reg E: Beyond 60 Days – Claim Limitations
    • ACH vs Reg E: Beyond 60 Days – Warranty Claim Period
    • ACH vs Reg E: Beyond 60 Days – Reg E Timely Notice
    • ACH vs Reg E: Beyond 60 Days – Timely Notice Not Provided
    • ACH vs Reg E: Beyond 60 Days – In the Real World 1
    • ACH vs Reg E: Beyond 60 Days – In the Real World 2
    • ACH vs Reg E: Beyond 60 Days – Brown Belt Scenario 1
    • ACH vs Reg E: Beyond 60 Days – Brown Belt Scenario 2
    • ACH vs Reg E: Beyond 60 Days – Brown Belt Test
  • ACH vs Third-Party Terms Curriculum • 1.2 AAP/APRP Credits
    • ACH vs Third-Party Terms: Authorizations
    • ACH vs Third-Party Terms: Entries Part 1
    • ACH vs Third-Party Terms: Entries Part 2
    • ACH vs Third-Party Terms: Entries Part 3
    • ACH vs Third-Party Terms: Files & Batches
    • ACH vs Third-Party Terms: Participants
  • An Intro to ACH Security: Operations Perspective • 0.4 AAP/APRP Credits
  • Basics of ACH Origination for Credit Unions • 0.9 AAP/APRP Credits
  • BSA 101: BSA Basics
  • BSA 102: Compliance Program • 0.4 AAP/APRP Credits
  • BSA 201: Reporting and Non-Compliance • 0.4 AAP/APRP Credits
  • Cards 101
  • Checks 101: Basics and Transaction Flow
  • Checks 102: Legal Framework
  • Check Fraud at the Frontline
  • Consumer Unauthorized ACH Transactions • 0.9 AAP/APRP Credits
  • Electronic Data Interchange • 0.6 AAP/APRP Credits
  • Federal Government Reclamations • 0.6 AAP/APRP Credits
  • Understanding FedNow® - New in 2024
  • FedNow®, Prepare Now
  • FedNow® Service Micro Course Series
  • FedNow Rules & Regulations Overview Series
    • FedNow Participation Types • 0.2 AAP/APRP credits
    • Overview of FedNow Operating Procedures 0.2 AAP/APRP credits
  • FedNow Rules & Regulations for Receiver Only FIs
    • Understanding FedNow - BSA/AML for Receiver FI • 0.2 AAP/APRP credits
    • Understanding FedNow – Negative List for Receiving FIs • 0.2 AAP/APRP credits
    • Understanding FedNow – OFAC for Receiver FIs • 0.2 AAP/APRP credits
    • Understanding FedNow – Operating Circular 8 for Receiver FIs • 0.2 AAP/APRP credits
    • Understanding FedNow – Regulation CC for Receiver FIs • 0.2 AAP/APRP credits
    • Understanding FedNow – Regulation E for Receiver FIs • 0.2 AAP/APRP credits
    • Understanding FedNow – Regulation J for Receiver FIs • 0.2AAP/APRP credits
    • Understanding FedNow – UCC 4A for Receiver FIs • 0.2 AAP/APRP credits
  • FedNow Rules & Regulations for Sender & Receiver FIs
    • BSA/AML & FedNow for Sender & Receiver FIs • 0.2 AAP/APRP credits
    • OFAC & FedNow for Sender & Receiver FIs • 0.2 AAP/APRP credits
    • Regulation CC & FedNow for Sender & Receiver FIs • 0.2 AAP/APRP credits
    • Regulation E & FedNow for Sender & Receiver FIs • 0.2 AAP/APRP credits
    • UCC 4A & FedNow for Sender & Receiver FIs • 0.2 AAP/APRP credits
    • Understanding FedNow – Negative List for Sending FIs • 0.2 AAP/APRP credits
    • Understanding FedNow – OC8 for Sender & Receiver FIs • 0.2 AAP/APRP credits
    • Understanding FedNow – Reg. J for Sender & Receiver FIs • 0.2 AAP/APRP credits
  • Implementing an ACH Security Framework • 0.4 AAP/APRP Credits
  • Instant Payment Use Cases Curriculum • 1 AAP/APRP Credit
  • International ACH Transactions • 0.5 AAP/APRP Credits
  • Regulation E Subpart B International Remittance • 0.6 AAP/APRP Credits
  • Navigating Operating Circular 3 • 1.2 AAP/APRP/NCP Credits
  • Navigating the ACH Rules
  • Additional RDFI Exceptions for Consumer Transactions • 0.6 AAP/APRP Credits
  • Payment Systems Risk
  • Payments Systems Rules & Regulations
  • Prerequisites of ACH Origination for Credit Unions • 0.6 AAP/APRP Credits
  • RDC & The Regulatory Environment Lecture • 1 AAP/APRP/NCP Credits
  • RDFI Returns • 0.6 AAP/APRP Credits
  • Understanding RTP® - New in 2024
  • Real-Time Payments: Risk, Rules and Regulations
  • Regulation CC – Subpart A – Purpose & Key Definitions
  • Regulation CC – Subpart B – Funds Availability
  • Regulation CC – Subpart C – Check Collection – Part 1
  • Regulation CC – Subpart C – Check Collection – Part 2
  • Regulation CC – Subpart D – Substitute Checks
  • Regulation D 101: Purpose & Scope
  • Regulation D 102: Transaction vs. Non-Transaction Accounts
  • Regulation D 201: Transaction Limitations • 0.4 AAP/APRP Credits
  • Regulation E Subpart A - Disclosures & Notices • 0.5 AAP/APRP Credits
  • Regulation E Subpart A - Fundamentals
  • Regulation E Subpart A - Investigations • 0.9 AAP/APRP Credits
  • Regulation GG Requirements and Compliance • 0.3 AAP/APRP Credits
  • RTP Rules & Regulations Overview Series (micro courses, no more than 10 minutes long) • 3.8 AAP/APRP Credits
    • The RTP Annual Audit
    • RTP Rules and Regulations Overview
    • RTP Self-Audit Workbook Highlights
  • RTP Rules and Regulations – Receiving Participant Only Series
    • Understanding the RTP Operating Rules: Receiving Participant Responses
    • Understanding the RTP Operating Rules: Request for Return Response (Receiving Participant)
    • Understanding RTP Regulation E for Receiving Participants
    • Understanding RTP Regulation CC for Receiving Participants
    • Understanding RTP Regulation UCC 4A for Receiving Participants
    • Understanding RTP OFAC for Receiving Participants
    • Understanding RTP BSA/AML for Receiving Participants
  • Understanding Check Adjustments • 1 AAP/APRP/NCP Credits
  • Understanding the Green Book Lecture
  • Understanding the RTP Operating Rules for Sending & Receiving Participants Series
    • Understanding the RTP Operating Rules for Sending & Receiving Participants – Sending Participant Obligations
    • Understanding the RTP Operating Rules for Sending & Receiving Participants – Receiving Participant Responses
    • Understanding the RTP Operating Rules for Sending & Receiving Participants – Request for Return Response
    • Understanding the RTP Operating Rules for Sending & Receiving Participants – Request for Payment Breach of Warranty
    • Understanding RTP Regulation E for Sending and Receiving Participants
    • Understanding RTP OFAC for Sending and Receiving Participants
    • Understanding Regulation CC for Sending and Receiving Participants
    • Understanding UCC 4A for Sending and Receiving Participants
    • Understanding BSA/AML for Sending and Receiving Particpants
  • Understanding the X9.100-187 Check Standard • 1 AAP/APRP/NCP Credits
  • Wires 101: Fundamentals
  • Wires 102: Legal Framework

  • ACH Management Policies
  • ACH Quick Reference Guide
  • BSA Quick Reference Resource
  • Check Exceptions Resource Package
    • Breach of Warranty Form
    • Remote Deposit Capture (RDC) Indemnity Forms
    • Affidavit of Forged Signature
    • Affidavit of Unauthorized Remotely Created Check (RCC)
    • Affidavit of Electronically Created Item (ECI)
    • Check Exception Guide
    • Check Indemnification Agreement
  • EFT Dispute Resource Package
    • ACH Stop Payment
    • ACH Written Statement of Unauthorized Debit
    • ATM/Debit Card Dispute Forms and Directions
    • EFT Quick Reference Cards
    • EFT Sample Dispute Letters
    • Reg. E Dispute Flow Chart
  • Guide to ACH Origination
    • Guide to Origination
    • ACH Origination Application
    • ACH Origination Checklist
    • Origination Risk Calculator
    • ACH File Maker
    • ACH File Format Reviewer
    • ACH File Formatting Tool
    • ACH Exposure Limit Evaluation
    • Exceeded ACH Exposure Limit Form (FI)
    • Exceeded ACH Exposure Limit Form (Originator)
    • Exposure Limit Adjustment Request
    • ACH Returns Transmittal Register
    • NOC Entry Transmittal Register
    • ACH Originated Return Entry Log
    • ACH File Transmittal Register
  • Merchant RDC Review Checklist
  • Mobile RDC Review Checklist
  • ODFI Audit Checklists for Originators & TPS
  • Wire Program Checklist
  • Wire Transfer Quick Reference Guide

We've been using the Electronic Resources License for a few years now. It has been a great help to new employees in our operations department and to refresh knowledge for the rest of us. Our retail admin team and customer service area also use some of the courses. The cost is very minimal, even for a larger institution of our size.

Anthony Morris, AAP
First Merchants Bank
Informational Recording

Benefits and User Guidelines

This informational recording provides an overview of the Electronic Resources License, covering what the License is, how to use the License and steps to access the on-demand courses, tools and publications that are included with the License. Whether you are considering purchasing the License, or have already enrolled, this recording will help you understand how the License works and ways you could utilize it to benefit your organization.

Watch Now

Curriculums by Payment System

FedNow Rules & Regulations Overview Series:

  • FedNow Participation Types
  • Overview of FedNow Operating Procedures

FedNow Rules & Regulations for Receiver Only FIs:

  • Understanding FedNow - BSA/AML for Receiver FI
  • Understanding FedNow – Negative List for Receiving FIs
  • Understanding FedNow – OFAC for Receiver FIs
  • Understanding FedNow – Operating Circular 8 for Receiver FIs
  • Understanding FedNow – Regulation CC for Receiver FIs
  • Understanding FedNow – Regulation E for Receiver FIs
  • Understanding FedNow – Regulation J for Receiver FIs
  • Understanding FedNow – UCC 4A for Receiver FIs

FedNow Rules & Regulations for Sender & Receiver FIs:

  • BSA/AML & FedNow for Sender & Receiver FIs
  • OFAC & FedNow for Sender & Receiver FIs
  • Regulation CC & FedNow for Sender & Receiver FIs
  • Regulation E & FedNow for Sender & Receiver FIs
  • UCC 4A & FedNow for Sender & Receiver FIs
  • Understanding FedNow – Negative List for Sending FIs
  • Understanding FedNow – OC8 for Sender & Receiver FIs
  • Understanding FedNow – Reg. J for Sender & Receiver

  • Payment Product Comparison
  • Instant Payments Use Cases – Business
  • Instant Payments Use Cases – Consumer
  • Instant Payments Use Cases – Government
  • Choose Your Payment Product

  • ACH vs Third-Party Terms: Authorizations
  • ACH vs Third-Party Terms: Entries Part 1
  • ACH vs Third-Party Terms: Entries Part 2
  • ACH vs Third-Party Terms: Entries Part 3
  • ACH vs Third-Party Terms: Files & Batches
  • ACH vs Third-Party Terms: Participants

RTP Rules & Regulations Overview Series (micro courses, no more than 10 minutes long):

  • The RTP Annual Audit
  • RTP Rules and Regulations Overview
  • RTP Self-Audit Workbook Highlights

RTP Rules and Regulations – Receiving Participant Only Series:

  • Understanding the RTP Operating Rules: Receiving Participant Responses
  • Understanding the RTP Operating Rules: Request for Return Response (Receiving Participant)
  • Understanding RTP Regulation E for Receiving Participants
  • Understanding RTP Regulation CC for Receiving Participants
  • Understanding RTP Regulation UCC 4A for Receiving Participants
  • Understanding RTP OFAC for Receiving Participants
  • Understanding RTP BSA/AML for Receiving Participants

Understanding the RTP Operating Rules for Sending & Receiving Participants Series:

  • Understanding the RTP Operating Rules for Sending & Receiving Participants – Sending Participant Obligations
  • Understanding the RTP Operating Rules for Sending & Receiving Participants – Receiving Participant Responses
  • Understanding the RTP Operating Rules for Sending & Receiving Participants – Request for Return Response
  • Understanding the RTP Operating Rules for Sending & Receiving Participants – Request for Payment Breach of Warranty
  • Understanding RTP Regulation E for Sending and Receiving Participants
  • Understanding RTP OFAC for Sending and Receiving Participants
  • Understanding Regulation CC for Sending and Receiving Participants
  • Understanding UCC 4A for Sending and Receiving Participants
  • Understanding BSA/AML for Sending and Receiving Particpants

Basic:

Basic Courses (take in order)

  • ACH 101: ACH Participants and Transaction Flow
  • ACH 102: Recognizing an ACH Transaction
  • ACH 103: Legal Framework
  • ACH 104: Same Day ACH

Additional Basic Courses (take in any order)

  • Navigating the ACH Rules
  • Payments Systems Rules & Regulations: ACH
  • RDFI Returns
  • ACH Stop Payments
  • Consumer Unauthorized ACH Transactions
  • International ACH Transactions
  • An Intro to ACH Security: Operations Perspective
  • Basics of ACH Origination for Credit Unions
  • Prerequisites of ACH Origination for Credit Unions

Recommended Publications to Aid ACH Basic Courses:

  • ACH Quick Reference Guide
  • ACH Quick Reference Cards for FI*
  • Stop Payment Form
  • Written Statement of Unauthorized Debit Form

Intermediate:

Intermediate Courses (take in order)

  • ACH 201: Authorizations & Agreements

Recommended Publications to Aid ACH Intermediate Courses

  • ACH Agreement & Tools
  • ACH Security Framework Checklist for FI’s

Intermediate Courses (take in any order)

  • Electronic Data Interchange
  • Federal Government Reclamations
  • Implementing an ACH Security Framework
  • ACH Security Framework for Originators

Basic:

Basic Courses (take in order)

  • Checks 101: Basics and Transaction Flow
  • Checks 102: Legal Framework

Recommended Publications to Aid Check Basic Courses

  • Check/Image Flashcards*
  • Check/RDC Quick Reference Cards*

Intermediate:

Intermediate Courses (take in any order)

  • Understanding Check Adjustments
  • Understanding the X9.100-187 Check Standard
  • RDC and the Regulatory Environment
  • Regulation CC – Subpart A – Purpose & Key Definitions
  • Regulation CC – Subpart B – Funds Availability
  • Regulation CC – Subpart C – Check Collection – Part 1
  • Regulation CC – Subpart C – Check Collection – Part 2
  • Regulation CC – Subpart D – Substitute Checks

Recommended Publications to Aid Check Intermediate Courses

  • Check Exceptions Toolkit (RDC Indemnity Claim Forms and Check/Image Breach of Warranty Claim Form)
  • RDC Checklists

Basic:

  • Cards 101

Recommended Publications to Aid Card Basic Courses

  • Debit Card Quick Reference Cards*
  • EFT Dispute Toolkit

Basic:

Basic Courses (take in order)

  • Wires 101: Fundamentals
  • Wires 102: Legal Framework

Recommended Publications to Aid Wire Basic Courses

  • Wire Program Checklist

*Indicates this is not included in the Electronic Resource License. You may purchase it via the EPCOR online store.

Curriculums by Job Function

Basic:

ACH Basic Courses (take in order)

  • ACH 101: ACH Participants and Transaction Flow
  • ACH 102: Recognizing an ACH Transaction
  • ACH 103: Legal Framework
  • ACH 104: Same Day ACH

Additional ACH Basic Courses (take in any order)

  • Payments Systems Rules & Regulations: ACH

Recommended Publications to Aid ACH Basic Courses:

  • ACH Quick Reference Guide
  • ACH Quick Reference Cards for FI*

Check Basic Courses (take in order)

  • Checks 101: Basics and Transaction Flow
  • Checks 102: Legal Framework

Recommended Publications to Aid Check Basic Courses:

  • Check/Image Flashcards*
  • Check/RDC Quick Reference Cards*

Card and Wire Basic Courses (take in order)

  • Cards 101
  • Wires 101: Fundamentals
  • Wires 102: Legal Framework

Recommended Publications to Aid Card Basic Courses:

  • Debit Card Quick Reference Cards*
  • EFT Dispute Toolkit

Recommended Publications to Aid in Wire Basic Courses:

  • Wire Program Checklist

Basic Regulatory Courses (take in order)

  • BSA 101: Bank Secrecy Act (BSA) Basic
  • BSA 102: BSA/AML Compliance Program
  • Regulation D 101: Purpose and Scope
  • Regulation D 102: Transaction vs Non-Transaction Accounts
  • Regulation GG Requirements and Compliance
  • Regulation E Subpart A - Fundamentals

Recommended Publications to Aid in Basic Regulatory Courses:

  • BSA Quick Reference Resource

Intermediate:

Intermediate ACH Courses (take in order)

  • ACH 201: Authorizations & Agreements

Recommended Publications to Aid ACH Intermediate Courses

  • ACH Agreement & Tools
  • Stop Payment Form
  • Written Statement of Unauthorized Debit Form

Intermediate ACH Courses (take in any order)

  • ACH Stop Payments
  • Consumer Unauthorized ACH Transactions

Intermediate Check Courses (can take out of order)

  • Understanding Check Adjustments
  • RDC and the Regulatory Environment

Recommended Publications to Aid Check Intermediate Courses:

  • Check Exceptions Toolkit (RDC Indemnity Claim Forms and Check/Image Breach of Warranty Claim Form)
  • RDC Checklists

Intermediate Regulatory Courses (take in order)

  • BSA 201: BSA Reporting & Non-Compliance
  • Regulation D 201: Transaction Limitations
  • Regulation E Subpart A - Disclosures & Notices
  • Regulation E Subpart A - Investigations
  • Regulation CC – Subpart A – Purpose & Key Definitions
  • Regulation CC – Subpart B – Funds Availability
  • Regulation CC – Subpart C – Check Collection – Part 1
  • Regulation CC – Subpart C – Check Collection – Part 2
  • Regulation CC – Subpart D – Substitute Checks

Basic:

ACH Basic Courses (take in order)

  • ACH 101: ACH Participants and Transaction Flow
  • ACH 102: Recognizing an ACH Transaction
  • ACH 103: Legal Framework
  • ACH 104: Same Day ACH

Additional ACH Basic Courses (take in any order)

  • Navigating the ACH Rules
  • Payments Systems Rules & Regulations: ACH
  • RDFI Returns
  • ACH Stop Payments
  • Consumer Unauthorized ACH Transactions

Recommended Publications to Aid ACH Basic Courses:

  • ACH Quick Reference Guide
  • ACH Quick Reference Cards for FI*
  • Stop Payment Form
  • Written Statement of Unauthorized Debit Form

Check Basic Courses (take in order)

  • Checks 101: Basics and Transaction Flow
  • Checks 102: Legal Framework

Recommended Publications to Aid Check Basic Courses:

  • Check/Image Flashcards*
  • Check/RDC Quick Reference Cards*

Cards Basic Courses (take in order)

  • Cards 101

Recommended Publications to Aid Card Basic Courses:

  • Debit Card Quick Reference Cards*
  • EFT Dispute Toolkit

Wires Basic Courses (take in order)

  • Wires 101: Fundamentals
  • Wires 102: Legal Framework

Recommended Publications to Aid in Wire Basic Courses:

  • Wire Program Checklist

Intermediate:

ACH Intermediate Courses (take in order)

  • ACH 201: Authorizations & Agreements

Recommended Publications to Aid ACH Intermediate Courses:

  • ACH Agreement & Tools

ACH Intermediate Courses (can take courses out of order)

  • Electronic Data Interchange
  • Federal Government Reclamations
  • Implementing an ACH Security Framework
  • International ACH Transactions

Check Intermediate Courses (can take courses out of order)

  • Understanding Check Adjustments
  • Understanding the X9.100-187 Check Standard
  • RDC and the Regulatory Environment
  • Regulation CC – Subpart A – Purpose & Key Definitions
  • Regulation CC – Subpart B – Funds Availability
  • Regulation CC – Subpart C – Check Collection – Part 1
  • Regulation CC – Subpart C – Check Collection – Part 2
  • Regulation CC – Subpart D – Substitute Checks

Recommended Publications to Aid Check Intermediate Courses:

  • Check Exceptions Toolkit (RDC Indemnity Claim Forms and Check/Image Breach of Warranty Claim Form)
  • RDC Checklists

Basic:

ACH Basic Courses (take in order)

  • ACH 101: ACH Participants and Transaction Flow
  • ACH 102: Recognizing an ACH Transaction
  • ACH 103: Legal Framework
  • ACH 104: Same Day ACH

Recommended Publications to Aid ACH Basic Courses:

  • ACH Quick Reference Guide
  • ACH Quick Reference Cards for FI*

Check Basic Courses (take in order)

  • Checks 101: Basics and Transaction Flow
  • Checks 102: Legal Framework

Recommended Publications to Aid Check Basic Courses:

  • Check/Image Flashcards*
  • Check/RDC Quick Reference Cards*

Wires Basic Courses (take in order)

  • Wires 101: Fundamentals
  • Wires 102: Legal Framework

Recommended Publications to Aid in Wire Basic Courses:

  • Wire Program Checklist

Regulatory Basic Courses (take in order)

  • BSA 101: Bank Secrecy Act (BSA) Basics
  • BSA 102: BSA/AML Compliance Program
  • Regulation D 101: Purpose and Scope
  • Regulation D 102: Transaction vs Non-Transaction Accounts
  • Regulation E Subpart A: Fundamentals
  • Regulation GG Requirements and Compliance

Recommended Publication to Aid in Regulatory Basic Courses:

  • BSA Quick Reference Resource

Intermediate:

ACH Intermediate Courses (take in order)

  • ACH 201: Authorizations & Agreements

ACH Intermediate Courses (can be taken out of order)

  • Navigating the ACH Rules
  • Payments Systems Rules & Regulations: ACH
  • RDFI Returns
  • ACH Stop Payments
  • Consumer Unauthorized ACH Transactions
  • International ACH Transactions
  • An Intro to ACH Security: Operations Perspective
  • Basics of ACH Origination for Credit Unions
  • Prerequisites of ACH Origination for Credit Unions
  • Federal Government Reclamations
  • Implementing an ACH Security Framework
  • ACH Security Framework for Originators

Recommended Publications to Aid in ACH Intermediate Courses:

  • Stop Payment Form
  • Written Statement of Unauthorized Debit Form
  • ACH Agreement & Tools

Check Intermediate Courses (can take out of order)

  • RDC and the Regulatory Environment

Recommended Publications to Aid Check Intermediate Courses:

  • Check Exceptions Toolkit (RDC Indemnity Claim Forms and Check/Image Breach of Warranty Claim Form)
  • RDC Checklists

Regulatory Intermediate Courses (take in order)

  • BSA 201: Reporting & Non-Compliance
  • Regulation D 201: Transaction Limitations
  • Regulation E Subpart A: Disclosures & Notices
  • Regulation E Subpart A: Investigations
  • Regulation E Subpart B International Remittance
  • Regulation CC – Subpart A – Purpose & Key Definitions
  • Regulation CC – Subpart B – Funds Availability
  • Regulation CC – Subpart C – Check Collection – Part 1
  • Regulation CC – Subpart C – Check Collection – Part 2
  • Regulation CC – Subpart D – Substitute Checks

Basic:

Sr. Management Basic Courses (can take out of order)

  • ACH Risk Management: Community Bank Board Lecture
  • BSA 101: Bank Secrecy Act (BSA) Basics
  • BSA 102: BSA/AML Compliance Program
  • Regulation D 101: Purpose and Scope
  • Regulation D 102: Transaction vs Non-Transaction Accounts
  • Regulation GG Requirements and Compliance
  • Regulation E Subpart A: Fundamentals

Intermediate:

Sr. Management Intermediate Courses

  • BSA 201: BSA Reporting & Non-Compliance
  • Regulation D 201: Transaction Limitations
  • Regulation E Subpart A - Disclosures & Notices
  • Regulation E Subpart A - Investigations
  • Regulation CC – Subpart A – Purpose & Key Definitions
  • Regulation CC – Subpart B – Funds Availability
  • Regulation CC – Subpart C – Check Collection – Part 1
  • Regulation CC – Subpart C – Check Collection – Part 2
  • Regulation CC – Subpart D – Substitute Checks

*Indicates this is not included in the Electronic Resource License. You may purchase it via the EPCOR online store.

SCORM Files Available

Select courses are now available as SCORM files so that you may add them to your own Learning Management System platform!
For more information contact Member Support at 800.500.0100.

FAQs

There is no limit on who can use the License within your organization. However, you may not transfer or disseminate any of the materials to a third-party.

If the user doesn’t already have a valid EPCOR Username & Password, he/she can create one by clicking “Create Account” at the top right-hand side of the EPCOR website. Once EPCOR Member Support validates the account, the user will have access to your License. To add 5 or more users to your account, please send [email protected] an Excel file containing each person’s Name, Title and Email address. EPCOR Member Support will create the User Logins for you and return the file back to you containing their Login information.

Refer to the Getting Started document for steps on how to access one publication or course at a time or how to access all curriculums and recommended tools/publications. Once you have completed your registration to the Electronic Resource License – Complete Library in the online store, you will have access to all the curriculums and recommended tools/publications via our Learning Management System (LMS) at https://www.pathlms.com/epcor.

No, each individual must have a valid EPCOR user name & Password to register for the tools, publications or courses included in the License. If a Username & Password is needed, please follow the steps listed above to create an account for the user.

It is best that each user accesses the License under their own unique Login for many reasons. First, the on-demand courses included in the License are designed for a single user. By signing in with their unique Login each user will be able to pause courses and then pick up where they left off. Secondly, it allows the user to keep track of their learning progress and completed courses. Also, only one certificate of completion can be awarded to each user per course.

Contact your IT Department and ask for the following websites to be whitelisted: For audio/video presentations, unblock wistia.com, for slide-only presentations with no audio or video, unblock filestack.com. All pop-up blockers and privacy software blockers should also be turned off.

Some on-demand courses are designed to have all objects and pop-ups viewed before the user can move forward. Please verify that you have viewed and completed all required assignments before you try to advance forward in the course. You might also check to make sure pop-up blockers are disabled.

When you are logged into the Learning Management System (LMS) site (https://production.pathlms.io/epcor), click on your name in the upper right-hand corner of the webpage. Under My Activity, you will see your Purchased Content, Courses and External activity. Under the Courses tab, you will see your course progress.

Contact Member Support at [email protected] for a list of completed courses for any staff at your organization.

There are more than 40 on-demand training courses and more than 20 publications/tools included in the Electronic Resource License. New courses and publications/tools will be added throughout the year and announced via e-mail or our News You Can Use e-newsletter.

Courses and Publications are listed individually for those wanting to access a tool, publication or course one at a time. However, in 2020, EPCOR arranged all courses within the “Electronic Resource License - Complete Library” by curriculum’s to easily assign courses to staff. Recommended publications for each curriculum were also added.

On-demand courses are designed for the user to complete at their own pace. Most courses take anywhere from 30 minutes to two hours to complete when attempted in one sitting. On-demand lectures normally range from 30 minutes to one hour, and series courses should only take 15-20 minutes.

Your Electronic Resources License subscription now automatically renews, with the current year’s courses and publications being available January 1 - December 31 of each year. We will automatically renew your License and bill you annually until you notify us in writing that you would like to cancel your subscription. Refer to Auto-Renew FAQs for additional information

Yes, if you would prefer to upload courses to your own LMS, that is something that we can accommodate. Your institution will be provided with SCORM files via ShareFile for all On-Demand courses. Please contact Member Support at [email protected].

Auto-Renew FAQs

If your institution purchased the License in 2020 or later, the License will be automatically renewed. If you have questions about this please review the questions below.

If your institution is generally debited at the end of each January for the EPCOR dues billing, the License fee will be added to this debit amount. If your institution is invoiced for the EPCOR dues billing, the License fee will be added to the invoice and your institution will be invoiced for one amount.

Must notify EPCOR in writing to [email protected] by December 31st of year prior to when auto-renew must stop.

No, your License status and progress will remain the same as the previous year. No progress will be reset or deleted to ensure you pick up right where you left off the previous year.

To reset a course you must contact Member Services at 1-800-500-0100 or email at [email protected]. They can reset the course/curriculum to enable you to retake and earn a new updated certificate of completion.

Yes, License contacts will always receive a message of new/updated information.

Demo

On-Demand Learning

Wish you could peek behind the curtain and see what our on-demand training is like before enrolling in the Electronic Resources License?

View Demo

Are You Ready to Take Your Learning to the Next Level?