Electronic Payments Core of Knowledge

Payments Association

Industry-leading Education Expert Advice Access to Payments Professionals

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Membership Benefits

Education, Advice & Member Representation

EPCOR offers financial institutions and affiliated organizations a wide array of services to assist you in maintaining compliance, mitigating risk and fraud and improving operational processes.

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Get Support

Members can access self-service resources in the EPCOR Knowledge Community or get reliable support via phone, email or chat.

Be Heard

We are your voice at a national level, influencing new payment applications, policies and risk management practices.

Stay Informed

We continually publish information to keep you informed of the latest payment systems initiatives, rules and regulations

Network

There are plenty of ways to connect with other EPCOR members and make your payments journey more enjoyable.

Our syllabus includes high-energy, interactive education covering instant payments, fraud, risk and more!

Join the OWL-umni Next Month in Nashville, IN or Branson, MO!

Whether you're ready to riff like a rockstar in the world of payments or just tuning up for your first payments lesson, EPCOR Payments University is the ultimate place to get schooled!

PS. Can’t join us in person? Rock out with us virtually November 12-14!

Enroll in Class!

Featured Events & Offerings

Learn On Your Time, Education for You AND Your TPS Clients!

Includes On-Demand Courses, Webinars (with Recordings) and Publications!

Gain practical ACH education and risk management tools for both financial institutions and Third-Party Senders. FIs can invite Third-Party Sender and Service Provider clients at no additional cost!

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Annual Budgeting Season is Here AGAIN!

TIME to ensure the payments experts are on your list/budget!

Don’t forget to budget for leveraging our expert Advisory Services Team to conduct your organization’s audits and risk assessments to gain a fresh perspective, guidance and so much more!

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11.8 NCP Credits in One Convenient Package? CHECK!

7 Webinar Recordings for $445

Earn necessary continuing education credits - complete with certificates of completion and ECCHO reporting information!

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Hoot-E Says… “We All Scream for Ice Cream!”

Leave a comment on one of our social media channels (LinkedIn, Facebook, Instagram or X) and tell us your favorite ice cream flavor to be entered to win sweet treats from Jeni’s Ice Cream!

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Monthly Featured Publication

Pick up copies of this month's featured publication, ACH Audit Workbook.

Purchase Now

In the News

Deep Dive: Navigating the Changing Payments Landscape

Welcome to the second installment of our Deep Dive video series! In this episode, our President & CEO Brandie Thacker, AAP, CAE, shares her perspective on how financial institutions can adapt and lead in a rapidly changing payments environment.

Why it matters: in today’s ever-evolving world of payments, staying ahead of fraud, regulation and risk is key to protecting your institution and maintaining compliance.

Watch the Video

Performing Detective Work on Debit Card Disputes

Debit card disputes aren’t solved on instinct; they’re cracked with clues. To uncover the facts, you’ll have to channel your inner detective, follow the trail of evidence and use Regulation E.

Why it matters: You’re not just processing paperwork — you’re conducting a formal investigation. Missing a step risks liability, reputational damage or mishandling a legitimate claim. Regulation E expects accuracy, evidence and consistency.

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Significant Third-Party Sender Audit Findings in 2024

As the ACH Network grows, many Third-Party Senders (TPSs) and Third-Party Service Providers (TPSPs) are stepping in, yet common compliance gaps continue to surface in our Advisory Team’s audits.

Why it matters: being able to identify frequent ACH compliance gaps in TPS relationships can help your company proactively address risks, strengthen oversight and ensure audit readiness.

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