This is a collective archive of all the news stories that have appeared on the home page of epcor.org.
Dear Hoot-E, what do I need to know about Micro Entries?
Learn to understand the importance of collaboration in fighting synthetic identity fraud.
The CFPB is concerned that inconsistent treatment may limit the potential benefits.
Are recent efforts to define Third-Party Sender roles and responsibilities clear as mud?
The one about allowing relief to expire as of October 1, 2022.
Reg E’s definition of access devices seems clear, but today’s tech has muddied the waters.
You may be asking – what exactly is involved in conducting a risk assessment?
Let’s talk about an ODFI’s greatest risks and ways to set your organization up for success.
The next ACH Rules change goes into effect THIS MONTH on June 30. Are you prepared?
Dear Hoot-E, how can I protect my elderly account holders from financial abuse?
Let’s talk about not properly notifying the consumer when debiting a provisional payment.
COVID shifted consumer behavior, including ways in which they interact with FIs.
Although the industry has seen a decline in the check processing volume, checks are still a staple form of payment.
What actions and obligations should be taken for unauthorized ACH and their Returns?
ACH Rules verbiage changes implemented last year has some scratching their heads.
I’m struggling with Regulation E and electronic transactions – can you give me a refresher?
Gain insight about ways financial institutions can provide much-needed financial literacy information to clients.
Let’s discuss situations to determine who is responsible outside of the timeframe.
Catch up on what you missed in Columbus.
The final speaker we are introducing is David Behen, VP/CIO for La-Z-Boy Inc.
Dear Hoot-E, I know I need to educate my ACH originators, but where do I start?
Get to know our conference speaker and regulatory compliance attorney Dena Somers, Esq. of Infused Banking.
Here are some common questions with Rules-based answers you can rely on.
Watch this preview of Chad's amazing story of perseverance that he will share during the keynote session.
Fraudsters are constantly looking for ways to swindle money and that certainly includes new account fraud.
Get to know our emcee Kevin Olsen as we gear up for EPCOR Payments Conference – Spring 2022 next month.
Please note the following important updates from Nacha: ACH Rules Supplement #1-2022 and ACH Rules Errata #1-2022
Let’s discuss risks associated with this service, housekeeping that should be conducted and how Regulation E may apply.
Dear Hoot-E, I always find your ACH Compliance Audit findings and tips helpful. Do you have any non-ACH audit tips?
Micro-Entries will formally hold their place within the ACH Rules effective September 16, 2022.
Fifteen EPCOR members were recognized among Forbes’ 13th annual America’s Best Banks list.
Respond to the survey by February 28 for a customized benchmarking report.
On March 18th the Same Day ACH dollar limit will be increased to $1 million per payment.
Here are tips and helpful information to share forward so your clients can avoid a romance scam.
We have many new and exciting additions coming up this year!
Dear Hoot-E, What’s the buzz about ISO 20022? Do I need to be an ISO 20022 expert?
Take action, help create a culture of privacy and support Data Privacy Day!
Check out this blog by one of our trainers for an overview of what will be discussed at Payment Systems Update.
Understand the interplay between Regulation E and the ACH Rules.
In 2020, for the first time in history, the number of card payments declined.
Dear Hoot-E, does your audit team have any compliance tips for us in the new year?
Learn if EPCOR’s New Year’s Resolutions align with the rest of the payments industry.
22 EPCOR members were among those recognized.
Consider joining the 1,000+ payments professionals who have earned the National Check Professional (NCP) accreditation.
Dear Hoot-E, what can I expect to learn at Payment Systems Update in person next year?
Keep aprised of new Rules changes with this new supplement.
“Readily identifiable” & “clear and readily understandable” and what it means.
Beth Cronenweth of UMB Bank NA, who is currently serving on the EPCOR Board, will officially join the Nacha Board.
The situations are much more common than you think and continue to grow in popularity.
Dear Hoot-E: How do I know if my Originators are following the Rules?
Back to the Future of Payments, EPCOR Payments Conference - Fall 2021 was a major success!
Here are four things that are important to know if you’re just getting started on your instant payments journey.
We consistently receive calls asking about rights regarding fraudulent checks. Here are a few helpful hints.
Should ODFI Risk Management end at exposure limit review? The answer is no. Here are a few things to take into consideration.
Dear Hoot-E, What resources are available for educating myself, my staff and corporate clients?
In anticipation of EPCOR Payments Conference next month, we would like to introduce you to Debbie Smart, CTP, NCP, Senior Product Marketer at Q2.
Nacha has launched a new website that you can share with your account holders to help illustrate the safety and vitality of the ACH Network.
Dealing with fraud is RUFF, especially when you’ve already fallen in love with a puppy you think is about to join your family.
EPCOR Payments Conference – Fall 2021 is next month and we're gearing up for a great event!
Do you have an agreement with your mailman? Even though that sounds crazy, a Sending Point is a lot like a mail carrier.
Dear Hoot-E: I have a few questions about your Virtual Compfraudulation Symposium. Can you give me the scoop?
Reg E and the ACH Rules each have a 60-day period for unauthorized payments. Understanding the differences is important.
Let’s dive into the benefits and possible downfalls of common constructive knowledge events.
It’s important to periodically review what the ACH Rules say about risk and how to mitigate risk.
Make continuing education easy with our hassle-free recorded webinar package offering 10.2 NCP credits!
Can you imagine receiving an ACH credit transaction in your account and not wanting it?
Join us August 4-5 for Navigating the ACH Audit to walk through the steps to conduct your ACH audit with confidence.
Avoid an ACH Rules enforcement proceeding and fines at the Class 2 violation level.
Here are a few easy ways – INCLUDING ONE NEW ONE - to keep up to date.
"I look forward to my ACH Audit," said NO ONE EVER! Going in prepared and with a positive attitude makes all the difference!
Let’s talk about what it really means to be an RDFI and if your organization discovers you’ve been an ODFI all along.
Download our syllabus and check out the wide variety of topics offered this year at EPCOR Payments University.
Effective on March 19, 2021, this Rule doesn’t just impact ODFIs!
Are the days of utilizing pen and paper and physically signing your signature to return an unauthorized ACH debit entry really a thing of the past?
Curious as to what our members were planning as 2020 began to become a distant memory?
Dear Hoot-E, what is the Center for Payments Digitizing Payments Survey?
Let’s talk Reinitiated Entries – why they’re used, the requirements for formatting and how to identify them.
Let’s discuss the top three reasons past MVPs recommend the program.
An amendment to increase the same day ACH dollar limit to $1 million has been approved.
Share our new video to help clear up any confusion surrounding the settlement date of ACH payments and reinforce the trust in your banking relationship.
How can I educate my Originators on the ACH Rules?
Digitizing Payments: The Online Account Opening Experience, found 52% of FIs now offer online account opening.
It’s not quite that simple. Here are a few things to consider before you begin ACH origination.
If you’re considering becoming an APRP, hear how EPCOR can help prepare you for the road ahead with our APRP Prep Program.
Does your financial institution use a text alert service? There may be something you're not considering!
If your financial institution is not keeping an eye on this as part of BSA/AML monitoring, you could be overlooking significant risk.
Let’s discuss some recent changes and how they impact your organization.
Here are some things you can do to protect your financial institution from Mr./Ms. Catfish Originator.
The page will help corporate users ensure compliance with the various rules and regulations in the payments industry by providing educational resources.
In the new Ask Hoot-E, which was originally Ask Mary, we’re discussing what’s coming up for Same Day ACH.
Hoot-E recently sat down with an EPCOR member, for feedback about camp if she thinks payments newbies should attend.
After sending NOCs for a year, an examiner notes NOCs are not allowed per the policy. Avoid a similar mistake with these tips.
We recently welcomed 26 new Accredited Payments Risk Professionals (APRPs) into the EPCOR family!
Learn about the ever-present issue of check fraud, including the scheme we heard the most in 2020.
Three members recently got a preview, here are their thoughts and why they think YOU should attend.
Ask the right questions, before making the leap into offering P2P payments.
How will the new ACH rule for WEB debits affect unauthorized debit claims?
Get the inside scoop about what members should expect when streaming Payment Systems Update!
Let’s discuss the importance of some necessary documentation items.
The ODFI warrants all transactions processed with their routing number. How long this does this warranty last?
Here are some requirements and best practices to consider for your ACH Origination Agreements.
Last year was so unpredictable and I’m ready for a fresh start… What does EPCOR have coming up this year?
Read detailed information and tips for handling the second round of Economic Impact Payments (EIPs)
When does your Regulation E investigation start?
Includes effective dates for eight amendments to the ACH Rules which range from January 1, 2021, through September 17, 2021
How will the new ACH Rules regarding reversals impact my organization?
A change in a business status could impact an account holder’s standing within your financial institution’s risk tolerance and credit portfolio.
Thirteen EPCOR member financial institutions made this year’s list from American Banker.
EPCOR Payments Conference 2020 – Virtual Edition is this week with more than 300 members participating!
For our final conference speaker interview, we’re getting to know Danny Schneider.
This Bulletin provides a relief update and information on upcoming effective dates of new Rules and other requirements.
Let’s go over some helpful questions to ask your account holders to ensure you process stop payment requests correctly.
Check out this short video and meet Dr. Susan Harrison and learn what she'll be covering at our conference!
Dear Mary, I’ve received a few weird texts lately… Should I click this link?
EPCOR Payments Conference 2020 - Virtual Edition is less than one month away! Here’s what Lee Wetherington hopes you’ll take away from his session.
We just added THREE new webinars! Add that to THREE upcoming webinars, PLUS SIXTEEN recorded webinars and you get A LOT of webinars!
Learn how one woman lost nearly $10,000 to an everyday fraudster and how you can prevent this from happening to yourself or those you love.
Here are some conversation-starters and tips for maintaining your TPS relationships.
Celebrate America’s employees and the payroll professionals who pay them. Here are a few easy ways your organization can celebrate.
The Federal Reserve Board of Governors recently addressed the status of the FedNow Service, including its implementation timeframe and what comes next.
Do EPCOR learning events qualify for CEUs for certifications other than AAP, APRP, or NCP?
We are pleased to introduce two new service offerings - wire transfer audits and remote deposit capture (RDC) audits.
Cybersecurity experts have growing concerns about the dangers that deepfakes may pose to financial systems.
Can you fill me in on what I may have missed while my world was turned upside down?
Liz Cone shares what she’s learned along the way, including tips for a smooth audit experience.
Determine what your what your organization can do to mitigate synthetic identity fraud.
Don’t lose sight of the protections implemented to minimize credit risk when processing ACH transactions – exposure limits.
More EIP guidance, a notice regarding cancellation of outstanding EIP checks, including payments to the deceased.
Guidance has been received for financial institutions on how to detect and mitigate fraud and a list of state unemployment agency ACH information.
Congress has been exploring new payments innovation concepts, some of which may surprise you.
Dear Mary, how can we manage our risk with wire transfers?
Recently, the Digital Dollar Project released its first white paper sparking debate and discussion in the industry.
EPCOR is looking for a dedicated Information Technology Manager to propel our association into our next phase of growth.
Join us Sept. 22-24 for a whole new learning experience that is NOT a webinar, NOT a seminar and NOT a conference.
Here are our top four tips to help make your audit as smooth, efficient (and hopefully pain-free) as possible.
Dear Mary: How has COVID-19 impacted the way people use payments?
Corporate One FCU is the first corporate credit union to receive payments via RTP® network.
Amidst the Pandemic, changes to the Regulation E Subpart B Safe Harbor Exemption are being made.
Join us to walk through the steps you need to take to conduct your ACH audit with confidence and navigate potential roadblocks that might pop up along the way
Given the effect COVID-19, RDC is a great option for financial institutions. Here's some brief info to help get you started.
Providing additional data points to your credit officers during the exposure limit review will help strengthen your process.
This week, EPCOR plans to resume shipping of our printed publications.
Union Bank & Trust hustled to process applications under the Paycheck Protection Program and ranked second in the nation...
A recent announcement will help alleviate some concerns of account holders and their financial institutions when it comes to withdrawing money from a savings account.
EPCOR members are among those named by Nacha as the top 50 ACH originating and receiving financial institutions.
Mary has compiled a list of our most asked EIP questions and is answering them one week early.
Changes to effective dates of Supplementing Data Security Requirements and the Return Reason Code R83.
The CFPB is taking steps to ensure that consumers will be able to continue to send remittance transfers without disruption.
The first wave of Economic Impact Payments have been sent via ACH, settling April 15th. Here's what we know so far.
We have adapted so we can continue to deliver our audit, risk and consulting services.
All Green Book and ACH Rules apply for Federal non-benefit payments when posting EIPs…
Extending the effective dates on Supplementing Data Security Requirements and signature requirements for WSUD are detailed in the latest bulletins.
Learn how we've taken precautionary measures to follow CDC recommendations and how we're still here to help.
Remain secure and compliant while working in a remote environment.
Find helpful announcements and guidance. We encourage you to check back often as developments continue to unfold.
With the current scare of the coronavirus, it’s now more important than ever for you to have a business continuity plan.
Jim Haslag, AAP, APRP, CTP, Director of Deposit Services at Providence Bank shares why he chose to obtain his APRP certification, how it has helped him in his position and more.
EPCOR is offering two full scholarships to Nacha’s Payments Institute!
Do the EPCOR auditors have any tips they can share from their experience in the field?
This time the Registry isn’t optional and, while it doesn’t open until July, it will take some time to gather necessary information.
Mark your calendar for March 20th when the dollar limit for a Same Day ACH
transaction – credit or debit – will be increased from $25,000 to $100,000.
Regulation CC Subpart B changes are going into effect soon. Here’s what this means for YOU!
How can I get up to speed on the latest developments and start our implementation plan?
The fourth quarter was the first full quarter in which the volume of Same Day ACH payments exceeded one million per day.
Same Day ACH usage for B2B is huge—and it's going to get even bigger this March.
January 28th is Data Privacy Day. Here’s how you can get involved!
Wendy Wishon, AAP, NCP, will be retiring after 24 years of service to our association.
This bulletin confirms the effective date of a third, daily Same Day ACH processing window as March 19, 2021.
Now is the time account holders begin to review their statements in disbelief of how much money has slipped through their fingers...
I’d like to add a few letters behind my name this year, but I’m not sure which certification is best for me...
Get a better view into your organization's payments practices with a fresh set of eyes!
All financial institutions will be required to abide by all stipulations of Regulation E Subpart B. How will this impact YOU?
In honor of this special holiday season of our 10th Anniversary year, Hoot-E hosted a 10 Days of Giving Event December.
The new year is coming faster than I realized! What do I need to have on my radar in 2020?!
You can influence the direction of EPCOR by serving on an EPCOR Committee.
Here are the top reasons YOU are what we're most grateful for!
While the 2018 Farm Bill provided for a legal hemp market, several questions remain as to how to properly administer client accounts.
Are you evaluating whether ACH activities are conducted within the risk parameters established?
Recently, EPCOR welcomed three new staff members. Introducing Matthew Wade, CPA, Audit Services Manager.
It is a good time to look at relationships to see what you really have in your portfolio.
We've decided to run a sale, so the 2019 NACHA Operating Rules & Guidelines digital access and online resource are now 50% OFF!
How can I be a safe shopper this year?
Payments professionals flocked to Overland Park, Kansas last week to join us for advanced learning, valuable networking and more.
The October 2019 edition of Payments Insider (formerly Inside Origination) is now available.
Brian Laverdure, AAP, recently hit the road for a first-hand look at how EPCOR members are approaching payments strategy.
Everyone is responsible for cybersecurity! Here are five tips to help you stay secure!
The ACH Rules require an ACH Rules Compliance Audit by December 31st of each year. Don't Delay!
Save up to 20% by placing your order of the ACH Rules by October 24, 2019. Payment is not due until January.
It seems like our account holders are always being preyed on by fraudsters. Is it just us?
Based on a recent industry request, the Fed has announced a pause in their plan.
Nacha is issuing this guidance to aid RDFIs in determining what local time may mean for their institution.
We recently announced a new partnership to help monetize transaction data. Here's what Segmint can do for you!
Here’s a sneak peek at the inspiring professional development advice that Dr. Susan Harrison will be sharing!
Congratulations to the EPCOR member financial institutions who ranked on American Banker's list of "Best Banks to Work For!"
When an ACH Origination client engages in illegal activities what is the impact on your financial institution?
FPC has reviewed proposals for its thought leadership/research project and urges you to participate.
Learn more about Nicole’s background, her hopes for her new position… and what card game she’s addicted to playing!
Send Hoot=E a “postcard” highlighting a special story, memory or a fun fact about you, your organization or your community!
Our scholarship winners are back from the Payments Institute and ready to share their experiences!
Continued concerns about what could happen if a privately-managed global currency becomes widely adopted.
Here’s how the Fed’s new real-time payment system came about and what comes next.
Ann-Marie Bartels, AAP, CEO was recently presented with the Albert Nelson Marquis Lifetime Achievement Award.
What are my financial institution's responsibilities under UCC4A?
The Federal Reserve will invest in a new service to help ensure that real-time payments are available to everyone...
This new course explains the regulation's transaction limitation requirements and the consequences of exceeding the prescribed limit.
Here’s an update on the results of Nacha’s Third-Party Sender Registration.
A little-understood problem that affects individuals, financial institutions, government agencies and private industry.
Nacha has issued a RFC to create a registry of contacts for resolving ACH operations and risk management situations.
The CFPB and the Federal Reserve jointly released amendments to Regulation CC. Find out how this will impact your institution!
We are seeking an Audit Services Manager to conduct on-site and remote ACH Rules Compliance Audits and ACH Risk Assessments.
Read EPCOR CEO Ann-Marie Bartel's latest blog post wishing EPCOR a Happy Birthday!
EPCOR staffer Larry Matteson shares his experience with avoiding, and eventually sitting for and passing, the AAP exam.
The FPC recently announced that payments industry expert Kimberly Ford is joining the organization.
Our Electronic Resources License now features two courses to help with your annual or new-employee training on Regulation D.
Find out more about our three new board members for the 2019-2020 term.
The next phases of Same Day ACH are coming soon. Learn more about what this means for your institution!
Doyle, one of 21 individuals elected to serve on the first U.S. Faster Payments Council Board of Directors.
We would like to recognize the 23 EPCOR members and staff who just received their National Check Professional (NCP) accreditation!
What’s the difference between stop payments and written statements, and when each should be used?
Payments professionals flocked to Columbus, Ohio last week to join us on The Road to Faster Payments.
Here are a few things to consider if you have an RDC program or are thinking about starting one.
Tara McGlocklin winner of the Anthony Cope Scholarship; and Sara Sullivan, winner of the John P. Borden Scholarship. Tara and Sara will be attending the Payments Institute in July.
The CFPB has issued a request for info regarding Dodd-Frank 1073 and the temporary "Safe Harbor" disclosure exemption.
Results of the national survey were announced to a standing room only crowd at Nacha's Smarter. Faster. PAYMENTS 2019.
Here’s a glimpse into the journey of Eric Foust, one of the industry leaders joining us later this month on The Road to Faster Payments.
What should we do now that the Corporate Edition of the ACH Rules has been discontinued?
EPCOR is proud to be one of the sponsoring organizations of the Center for Payments.
Hoot-E would like to introduce you to Amanda Hale, Finance & Administrative Coordinator.
Mary Jo Grenig, AAP, Operational Support Manager, Emerald Credit Union shares why she chose to obtain her AAP certification.
The Faster Payments 101 tool is designed to help financial institutions understand their faster payments options.
As a Receiving Depositary Financial Institution (RDFI) what are your responsibilities?
Hoot-E would like to introduce you to Jennifer Kline AAP, APRP, NCP, Director, Audit Services.
Recognized as a Young & Aspiring Professional at Association Trends' Salute to Excellence
All the offerings mentioned in your weekly newsletter make me realize I could be doing more. Where do I start?
The Unauthorized Entry Fee will remain at $4.50 per covered return during the next three-year period.
We have many innovative sessions planned, including Gone in 60 Seconds – The Brave New World of Faster Payments with Kevin Olsen.
Elder abuse isn’t limited to physical mistreatment, but can include financial exploitation by scammers or family members.
Stop being a passenger, join us at EPCOR Payments Conference – Spring 2019 May 21-23 in Columbus, Ohio!
When an account holder notifies you of an ACH entry, some research must be done to determine what should be done.
Where can I find tools or resources to help fight against or prevent love scams?
Hoot-E would like to introduce you to EPCOR's new President, Susan Doyle, AAP.
Hear how EPCOR’s newest auditor, Emily Hays, AAP, handled her first year on the job and what she learned along the way.
On February 20th, we announced the winners of our BIGGEST GIVEAWAY of the last DECADE in celebration of our 10th Anniversary!
Tammy McFerran, AAP, APRP, shares why she chose to obtain her APRP certification, how it has help her in her position and more.
Learn how the European Union’s General Data Protection Regulation (GDPR) impacts financial institutions and what you need to do to stay compliant.
One EPCOR member, Blue Ridge Bank, is offering a unique brand of on-the-job training for high school students.
Take advantage of the opportunity to share your organization’s ISO 20022 capabilities with potential corporate clients.
Today is a day of celebration! And, we have 990 reasons to celebrate!
Hoot-E would like to introduce you to Jennifer Hays, Manager, Finance & Technology.
If statements arent checked in a timely manner do you have to accept disputes for unauthorized transactions?
The dollar limit for Same Day ACH transactions will increase to $100,000 effective March 20, 2020.
Here are our answers to the top five member questions in preparation for the hectic tax refund season ahead.
Our member benefits guide is out! Download now so you don't miss any of our offerings.
Our audit team has put together some tips on this topic for you to consider.
Learn about the U.S. Faster Payments Council's new leadership, which includes EPCOR's new President.
Learn how EPCOR member Buckeye Community Bank is ensuring the warmth and comfort of local Elementary children.
Hoot-E would like to introduce you to Jeanne Curtis, Executive Assistant.
Settlement announced for violations of the Electronic Fund Transfer Act, Regulation E and the Consumer Financial Protection Act of 2010.
Effective January 1, the requirements the ACH Rules Compliance Audit are moving from Appendix 8 (well, kind of).
We are excited to welcome Susan to the EPCOR team! To learn more about Susan, check out our newest blog post by Ann-Marie Bartels, AAP, CEO.
AAP, APRP or NCP. What do you recommend?
Hoot-E would like to introduce you to Emily Hays, AAP, Manager, Audit Services.
Hoot-E introduces Chris Richardson, CPA, Director of Finance & Administration.
Want to comment on the Federal Reserve’s RTGS (Real Time Gross Settlement) proposal, but unsure where to start?
Influence the direction of EPCOR and the challenges that impact member organizations like yours by serving on an EPCOR Committee.
Hoot-E introduces Shirley James, AAP, CMP, Director, Conferences & Events.
Is it true that Appendix Eight is going away? What does that mean for our annual audit?
This edition covers the Midterm Election, leadership changes, CFPB agenda including abusive practices rulemaking and more...
Fed approves final amendments to simplify Regulation J and make it conform more closely with Regulation CC.
Automated Clearing House (ACH) payments totaled more than 5.6 billion in the third quarter of 2018, a 6.7% increase from the same period last year.
Hoot-E introduces Madison Howard, Member Communications Specialist.
Hoot-E introduces Stephanie Mareski, AAP, APRP, Director, Member Support & Electronic Channels.
Brush up on your potential liability and ways to mitigate losses when dealing with reclamations before a potential increase this winter.
Holidays are a perfect time for fraudsters to pillage money. Here are some tips to share with clients so they can protect themselves.
Over 300 payments professionals gathered in Overland Park last week to join us for advanced learning and valuable networking.
EPCOR announced that Susan K. Doyle will join the association as president on January 1, 2019
Read about how a donate-what-you-can café is making a difference in Kansas City, Missouri and how our staff members have been involved.
There are different ways for ODFIs to handle reversal procedures for Originators. Here’s what is required, and some tips for a less painful audit.
While the evolution of payments may seem inevitable at times, our industry’s travels along the path of faster payments are certainly not predetermined.
What does Keith Gray, one of the industry leaders joining us on next week's Road to Faster Payments, think is the top issue in the payments industry?
As we think about technology we utilize throughout the day, it’s obvious we leave ourselves vulnerable to cybercriminals.
Erik Van Bramer, Federal Reserve Bank of Chicago, will be speaking on the Fed's proposed actions at our Fall Conference.
Supplement #1-2018 contains three approved amendments to the ACH Rules and the 2019 ACH Network Administration Fees.
Public comment open on actions to support faster payments in the United States.
After a Regulation E Dispute, can a financial institution take final credit back if they receive a second presentment?
Learn about one of our new Board Members on a personal and professional level, as well as his vision for EPCOR.
Find out what she is passionate about and maybe even a fun fact that involves her and Alcatraz!
Expanding access to Same Day ACH, increasing per-transaction dollar limit and speed up funds availability.
Here’s a glimpse into the journey that led David to the Payments Risk Forum, as an expert in fraud and biometric modalities.
Our Audit team has been taking notes as the payments industry sees an increased use of TPSPs.
Check out our FIVE new webinars PLUS opportunities to bundle and save.
Congratulations to the ten EPCOR member financial institutions who ranked on American Banker’s list of “Best Banks to Work For!”
You could be the one to spot a human trafficking situation at your financial institution or assist a customer/member escape their situation and get help.
Learn about our new Chairman on a personal and professional level, as well as his vision for EPCOR.
EPCOR learning events may be eligible for more than AAP or NCP credits.
The debate often boils down to two questions—what are cryptocurrencies and how should they be regulated?
When an Originator’s responsibility is made very clear, why do Notifications of Change remain the most common reason that a Rules violation is filed?
Hear about The Payments Institute from the winners of this year’s EPCOR Anthony Cope and John P. Borden Scholarships.
How will your account holders react to your requests for additional information? Will they balk?
FinCEN is extending the limited exception of the Beneficial Ownership Rule for certain financial products and services through September 8, 2018.
Will ISO 20022 be the new “language” of wires?
EPCOR member Arvest bank is stepping up to the plate to fight hunger close to home.
EPCOR has retained Rick Shull of RGS Search Partners, LLC to conduct the search for a new President of the association.
How could GDPR affect your organization
Join us in congratulating 16 EPCOR members who have added the NCP credential to their titles!
When the amendments take effect on July 1st, there will not be an adjustment type code available, but we can help.
For the fifth year in a row, EPCOR has been home to the top scorer...
Have you experienced large dollar losses on Person-to-Person (P2P) debits. Keep it from happening again.
Profiting from Small Business Administration loans — two times more than any other bank.
Do you know what the ACH Rules say about this situation?
New episodes of our podcast series are available, hear about EPCOR Payments Conference – Spring 2018.
How might this new legislation affect your organization?
All this faster payments terminology is freezing up my brain, straighten me out!
Notice to account holders now required for inactive accounts greater than twelve months.
42.6 million Same Day ACH payments were made in the first quarter of 2018, a 220% increase from the first quarter of 2017.
Please join us in congratulating the winners of EPCOR’s two full tuition scholarships to NACHA’s 2018 The Payments Institute (TPI).
Please join us in congratulating the 40 EPCOR members who recently joined the very first Accredited Payments Risk Professionals (APRPs).
Susan Doyle, AAP, Commerce Bank talks about the proposed U.S. Faster Payments Council and urges you to share your feedback.
Will you be ready for faster payments by the year 2020? Gain a better understanding of what is going on in the faster payments space.
The Top 50 Originating and Receiving Depository Financial Institutions contains the names of several EPCOR members.
Designed to inform Originators and businesses of all sizes of recent payment systems developments.
Consumers are discovering more opportunities to make faster payments daily. Is your financial institution tuned in?
Hoot-E traveled across the EPCOR region with our training staff the last few months, and he had a blast.
Congratulations to the EPCOR member financial institutions who were featured in the rankings of Forbes top banks in America!
After a successful pilot, our new Payments Pulse podcasts are off to the races with the a new EPCOR Community Spotlight...
Big fines = improved processes for large financial institutions hit with fines. Why might this spell disaster for smaller financial institutions?
EPCOR’s Advisory Services can provide valuable assistance to ensure your Origination services are effective...
The Secure Payments Task Force’s Learn How Payments Work website is offering Payment Lifecycles and Security Profiles...
The next big regulatory change on the horizon is the new Customer Due Diligence (CCD) rule which goes into effect on May 11. Are you ready?
Over 9,000 Third-Party Senders were registered with NACHA as of the March 1st deadline. Now, NACHA will be validating ...
Please join us in thanking the members of our eight EPCOR committees who help ensure that everything we do is centered around your needs.
Prove your prowess with ACH – our AAP Prep Program can help you fly down the slopes, slalom around your peers and skate to the finish line by earning your Accredited ACH Professional credentials.
The Federal Reserve Bank’s recent payments study highlights some interesting trends in the ways consumers are spending their money.
Read about our latest accolade - the 2017 All Media Award from Association Trends’ Salute to Excellence program was awarded to our August, 2017 Member Appreciation Month program.
Same Day ACH Phase 3, the Third-Party Sender Registration Rule, AND continuing education filing deadlines are all coming up with March deadlines!
One of the best ways to remain in compliance with various payment system rules and regulations is by having solid policies, procedures and agreements.