Will K. Grace
Founder & Managing Director, DeNovo Treasury
Will K. Grace is a 34-year veteran of the financial services industry, having spent his career working for large and mid-size financial institutions, a core processor, and most recently, a Fintech start-up. He is an expert in treasury management, product management and faster/instant payments for businesses of all sizes, and in the products, services and solutions used to manage payables, receivables, deposits, liquidity and digital banking needs.
Will has served on multiple Treasury and Product Management councils and forums, including as a member of the Nacha Rules and Operations Committee and EPCOR Board of Directors (Treasurer and Vice Chairman); presented at local and national events; and participated in the business requirements gathering process at The Clearing House for the RTP® Network in 2015. Will is currently a Board Advisor for MoneySprinter, a Fintech startup that provides worldwide remittance and peer-to-peer transaction services online, and he serves on the Metro Detroit Read to a Child Advisory Board.
Sandy Griffin
SVP – Treasury Operations, Community Bank
Sandy Griffin is a member of Community Bank in southwestern Pennsylvania. Community Bank is a $1.5 billion community bank that is people-centric, tech-forward and values-driven.
Sandy has been in banking for more than 40 years, primarily in deposit operations as well as treasury management operations and sales. She lives outside of Pittsburgh, PA with her husband, Mike.
Emily Nelson, AAP, APRP, NCP
Manager, Payments Education, EPCOR
Emily Nelson joined EPCOR’s Advisory Services department in 2019 where she scheduled services and conducted audits and risk assessments. In 2023, she joined EPCOR’s education team as Manager of Payments Education. In her role, she designs and leads payments compliance education programs impacting traditional and instant payments in support of over 1,800 financial institution and corporate members. Emily obtained her Accredited ACH Professional designation in October 2019, her National Check Professional (NCP) certification in May 2021, and the Accredited Payments Risk Professional (APRP) in August 2022. She is also the staff liaison for the Payments Compliance and Risk Committee, which is one of several EPCOR member-led committees.
Liz Cone, AAP, APRP
Senior Manager, Audit Services, EPCOR
Liz travels throughout EPCOR’s footprint to conduct ACH compliance audits and risk assessments, Third-Party Sender audits and risk assessments and Wire Transfer audits and risk assessments. As part of these services, Liz verifies compliance with ACH Rules, payments-related regulations and regulatory guidance. Liz also provides education and shares best practices with financial institutions and Third-Party Senders to support their efforts towards maintaining compliance, improving operational processes and mitigating risk and fraud. In addition, Liz collaborates on EPCOR publications designed to assist financial institutions and Third-Party Senders in conducting audits and risk assessments related to the payments industry.
Liz began her career in the financial services industry in September 2004 as a bank teller. Throughout the years, Liz has held numerous roles within the industry, including the roles of teller, customer support for electronic banking, new account services, branch support and ACH Coordinator. In 2019, Liz joined the team at EPCOR as a Manager for Audit Services. Liz is an Accredited ACH Professional (AAP) and Accredited Payments Risk Professional (APRP).
Myranda Brown, AAP
Manager, Audit Services, EPCOR
Myranda travels throughout EPCOR’s footprint to conduct ACH compliance audits. As part of these services, Myranda verifies compliance with ACH Rules, payments-related regulations and regulatory guidance. Myranda also provides education and shares best practices with financial institutions to support their efforts toward maintaining compliance, improving operational processes, and mitigating risk and fraud. Myranda began her career in the financial services industry in 2016 as a bank teller while earning a bachelor’s degree from Southeast Missouri State University. In 2019, Myranda moved to Deposit Operations, where she was heavily involved in all aspects of ACH processing. In 2023, she made a move to focus solely on ACH and furthered her knowledge in an ACH Compliance role. Myranda joined the EPCOR team in 2024 as a Manager for Audit Services. Myranda is currently working towards becoming an Accredited ACH Professional (AAP).
Trevor Witchey, AAP, APRP, NCP
Senior Director, On-Demand Education, EPCOR
Trevor Witchey is currently the Senior Director of Payments Education at EPCOR since August 2022. Prior to joining EPCOR, he worked for a commercial financial institution for almost 17 years with almost 12 years of that timeframe within digital payments. Trevor has experience managing products, services, risk/fraud and operations of ACH, Wire Transfer, Debit Card/ATM, Online Banking platforms and Treasury Management account holders. In addition, he is a 2004 graduate of Ohio University with a Master’s Degree in Economics and used to teach economics and mathematics evening courses at a local community college for almost 15 years.