Accredited Payments Risk Professional (APRP)


What is an APRP?

An Accredited Payments Risk Professional (APRP) is an individual who has demonstrated a comprehensive knowledge of risk management strategies, concepts and mitigation techniques within the payments ecosystem. Earning the APRP credential demonstrates a mastery of the complexities of risk management for ACH, check, wire, debit, credit and prepaid cards and emerging and alternative payments.

Why should you become an APRP?

Effectively managing payments risk is crucial for organizations that provide payment services, such as financial institutions and businesses. As an individual, your accreditation demonstrates to your employer that you’re committed to the profession, which can provide opportunities for personal career growth. It validates to regulators and examiners that your financial institution or company is committed to risk management and regulation compliance. Once you have your accreditation, you’ll become the “go-to” expert in the critical and nuanced areas of risk management across payment types.

How do you become an APRP?

APRPs must pass the Accredited Payments Risk Professional administered by NACHA – The Electronic Payments Association. The first exam window will be in March of 2018. Administered electronically at various test locations across the country, the exam consists of 120 multiple choice questions. For more information, visit

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How do you prepare for the APRP Exam?

The APRP Prep Program consists of seven scheduled webinars designed to assist you in preparing for the APRP exam. Students will examine the key subjects of the APRP exam including: payments systems, fundamentals of payments risk management, payments risk policy and governance, regulatory environment, payments risk management systems and controls and physical and information security. Recordings of the live webinars are included at no additional fee. The webinars begin January 3, 2018 and end February 14, 2018.

How do you maintain your APRP?

An APRP must earn 60 approved continuing education credits, with no more than 20 credits earned in any one year, during the five-year accreditation period to retain their accreditation without having to retake the exam. It is the responsibility of the participant to submit credits to NACHA each year as appropriate.