EPCOR Archived News

 

This is a collective archive of all the news stories that have appeared on the home page of epcor.org.

RDC Can Be a RISKY Business!

Here are a few things to consider if you have an RDC program or are thinking about starting one.

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Congratulations, 2019 Scholarship Winners!

Tara McGlocklin winner of the Anthony Cope Scholarship; and Sara Sullivan, winner of the John P. Borden Scholarship. Tara and Sara will be attending the Payments Institute in July.

The CFPB Needs Information from YOOOU!

The CFPB has issued a request for info regarding Dodd-Frank 1073 and the temporary "Safe Harbor" disclosure exemption.

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The Center for Payments Announces Survey Results

Results of the national survey were announced to a standing room only crowd at Nacha's Smarter. Faster. PAYMENTS 2019.

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Meet Eric Foust, Zelle

Here’s a glimpse into the journey of Eric Foust, one of the industry leaders joining us later this month on The Road to Faster Payments.

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Ask Mary: What Should We Do Now?!

What should we do now that the Corporate Edition of the ACH Rules has been discontinued?

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Industry Leaders Form Center For Payments

EPCOR is proud to be one of the sponsoring organizations of the Center for Payments.

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Meet Amanda Hale

Hoot-E would like to introduce you to Amanda Hale, Finance & Administrative Coordinator.

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EPCOR Member Shares Why She Became an AAP

Mary Jo Grenig, AAP, Operational Support Manager, Emerald Credit Union shares why she chose to obtain her AAP certification.

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Payments Innovation Alliance Faster Payments Primer

The Faster Payments 101 tool is designed to help financial institutions understand their faster payments options.

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Commercial Reclamations: Do I Have to Send the Money Back?

As a Receiving Depositary Financial Institution (RDFI) what are your responsibilities?

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Meet Jennifer Kline

Hoot-E would like to introduce you to Jennifer Kline AAP, APRP, NCP, Director, Audit Services.

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EPCOR’s Brandie Thacker Recognized

Recognized as a Young & Aspiring Professional at Association Trends' Salute to Excellence

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Don’t Be An April Fool – Get the Most Out Of Your Membership!

All the offerings mentioned in your weekly newsletter make me realize I could be doing more. Where do I start?

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NACHA Releases ACH Operations Bulletin #3-2019

The Unauthorized Entry Fee will remain at $4.50 per covered return during the next three-year period.

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Faster Payments: Gone in 60 Seconds

We have many innovative sessions planned, including Gone in 60 Seconds – The Brave New World of Faster Payments with Kevin Olsen.

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Fraud Alert: What Happened to Grandma’s Money?

Elder abuse isn’t limited to physical mistreatment, but can include financial exploitation by scammers or family members.

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Take the Wheel of Your Payments Journey!

Stop being a passenger, join us at EPCOR Payments Conference – Spring 2019 May 21-23 in Columbus, Ohio!

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Disputed ACH Entries: Consumer vs. Non-Consumer

When an account holder notifies you of an ACH entry, some research must be done to determine what should be done.

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Ask Mary: Lucky in Love or Unlucky in a Scam?

Where can I find tools or resources to help fight against or prevent love scams?

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Meet Susan Doyle

Hoot-E would like to introduce you to EPCOR's new President, Susan Doyle, AAP.

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Confessions of a First Year Auditor

Hear how EPCOR’s newest auditor, Emily Hays, AAP, handled her first year on the job and what she learned along the way.

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Were YOOOU One of Our Lucky Winners?!

On February 20th, we announced the winners of our BIGGEST GIVEAWAY of the last DECADE in celebration of our 10th Anniversary!

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Why I Became an APRP

Tammy McFerran, AAP, APRP, shares why she chose to obtain her APRP certification, how it has help her in her position and more.

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How the EU’s GDPR Impacts Y-O-U

Learn how the European Union’s General Data Protection Regulation (GDPR) impacts financial institutions and what you need to do to stay compliant.

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Educators and Bank Work to Create Student-Run Bank

One EPCOR member, Blue Ridge Bank, is offering a unique brand of on-the-job training for high school students.

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New ISO 20022 Capabilities Directory Invites Entries

Take advantage of the opportunity to share your organization’s ISO 20022 capabilities with potential corporate clients.

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Happy National AAP & APRP Day!

Today is a day of celebration! And, we have 990 reasons to celebrate!

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Meet Jennifer Hays

Hoot-E would like to introduce you to Jennifer Hays, Manager, Finance & Technology.

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Checking Statements and Dispute Requirements

If statements arent checked in a timely manner do you have to accept disputes for unauthorized transactions?

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Same Day ACH Dollar Limit: The Wait is Over!

The dollar limit for Same Day ACH transactions will increase to $100,000 effective March 20, 2020.

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Ask Mary: Top Five IRS Tax Refund Questions

Here are our answers to the top five member questions in preparation for the hectic tax refund season ahead.

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Hoot-E’s 2019 EPCOR Membership Benefits Guide

Our member benefits guide is out! Download now so you don't miss any of our offerings.

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Auditor Report on New Policy Trend

Our audit team has put together some tips on this topic for you to consider.

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U.S. Faster Payments Council Names Interim Leadership

Learn about the U.S. Faster Payments Council's new leadership, which includes EPCOR's new President.

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Buckeye Community Bank is Making a Difference

Learn how EPCOR member Buckeye Community Bank is ensuring the warmth and comfort of local Elementary children.

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Meet Jeanne Curtis

Hoot-E would like to introduce you to Jeanne Curtis, Executive Assistant.

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CFPB Settles with USAA Federal Savings Bank

Settlement announced for violations of the Electronic Fund Transfer Act, Regulation E and the Consumer Financial Protection Act of 2010.

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2019 Change of Address (Sort of): Audit Requirements

Effective January 1, the requirements the ACH Rules Compliance Audit are moving from Appendix 8 (well, kind of).

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Introducing EPCOR’s New President

We are excited to welcome Susan to the EPCOR team! To learn more about Susan, check out our newest blog post by Ann-Marie Bartels, AAP, CEO.

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Ask Mary: What Accreditation Path Does EPCOR Recommend in 2019?

AAP, APRP or NCP. What do you recommend?

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Meet Emily Hays

Hoot-E would like to introduce you to Emily Hays, AAP, Manager, Audit Services.

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Meet Chris Richardson

Hoot-E introduces Chris Richardson, CPA, Director of Finance & Administration.

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Federal Reserve Request for Comment Talking Points

Want to comment on the Federal Reserve’s RTGS (Real Time Gross Settlement) proposal, but unsure where to start?

Start Talking →

Your Voice Sets Us Apart!

Influence the direction of EPCOR and the challenges that impact member organizations like yours by serving on an EPCOR Committee.

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Meet Shirley James

Hoot-E introduces Shirley James, AAP, CMP, Director, Conferences & Events.

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Ask Mary: ACH Rules Change Impact on Our Annual Audit?

Is it true that Appendix Eight is going away? What does that mean for our annual audit?

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November’s Washington Watch is Out Now!

This edition covers the Midterm Election, leadership changes, CFPB agenda including abusive practices rulemaking and more...

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Federal Reserve Board Approves Amendments to Regulation J

Fed approves final amendments to simplify Regulation J and make it conform more closely with Regulation CC.

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ACH Network Payment Volume Jumps in Q3

Automated Clearing House (ACH) payments totaled more than 5.6 billion in the third quarter of 2018, a 6.7% increase from the same period last year.

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Meet Madison Howard

Hoot-E introduces Madison Howard, Member Communications Specialist.

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Meet Stephanie Mareski

Hoot-E introduces Stephanie Mareski, AAP, APRP, Director, Member Support & Electronic Channels.

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Don’t Let Reclamation Increases Freeze Your Institution this Winter

Brush up on your potential liability and ways to mitigate losses when dealing with reclamations before a potential increase this winter.

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Ask Mary: What Are Your Holiday Protection Tips?

Holidays are a perfect time for fraudsters to pillage money. Here are some tips to share with clients so they can protect themselves.

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The Road to Faster Payments is a Hit in Overland Park, KS

Over 300 payments professionals gathered in Overland Park last week to join us for advanced learning and valuable networking.

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Susan K. Doyle named President of Kansas City-Based Payments Association

EPCOR announced that Susan K. Doyle will join the association as president on January 1, 2019

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EPCOR Staff Making a Difference

Read about how a donate-what-you-can café is making a difference in Kansas City, Missouri and how our staff members have been involved.

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Managing Originator Reversal Files & Entries

There are different ways for ODFIs to handle reversal procedures for Originators. Here’s what is required, and some tips for a less painful audit.

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Reflections on the Evolution of Payments

While the evolution of payments may seem inevitable at times, our industry’s travels along the path of faster payments are certainly not predetermined.

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Meet Keith Gray, The Clearing House

What does Keith Gray, one of the industry leaders joining us on next week's Road to Faster Payments, think is the top issue in the payments industry?

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Your Data, Your Protection …. Is Up to YOU!

As we think about technology we utilize throughout the day, it’s obvious we leave ourselves vulnerable to cybercriminals.

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Get an In-Person Update on The Fed's Proposal!

Erik Van Bramer, Federal Reserve Bank of Chicago, will be speaking on the Fed's proposed actions at our Fall Conference.

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NACHA Releases ACH Rules Supplement #1-2018

Supplement #1-2018 contains three approved amendments to the ACH Rules and the 2019 ACH Network Administration Fees.

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Federal Reserve Seeks Industry Feedback on Real-time Interbank Settlement

Public comment open on actions to support faster payments in the United States.

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Ask Mary: Is Final Credit Really Final?

After a Regulation E Dispute, can a financial institution take final credit back if they receive a second presentment?

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EPCOR Board Member Spotlight: Meet Tristan Thompson

Learn about one of our new Board Members on a personal and professional level, as well as his vision for EPCOR.

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Meet Jane Hennessy, G2 Web Services

Find out what she is passionate about and maybe even a fun fact that involves her and Alcatraz!

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Same Day ACH Will Be Enhanced to Meet ACH End-User Needs

Expanding access to Same Day ACH, increasing per-transaction dollar limit and speed up funds availability.

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Meet David Lott, Federal Reserve Bank of Atlanta

Here’s a glimpse into the journey that led David to the Payments Risk Forum, as an expert in fraud and biometric modalities.

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EPCOR Audit Team: Notes on Third-Party Service Providers

Our Audit team has been taking notes as the payments industry sees an increased use of TPSPs.

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You Asked, We Listened – To the Tune of FIVE New Webinars!

Check out our FIVE new webinars PLUS opportunities to bundle and save.

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EPCOR Member Banks Named "Best to Work for" in 2018

Congratulations to the ten EPCOR member financial institutions who ranked on American Banker’s list of “Best Banks to Work For!”

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Join the Fight Against Human Trafficking

You could be the one to spot a human trafficking situation at your financial institution or assist a customer/member escape their situation and get help.

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EPCOR Board of Directors Chairman Spotlight: Greg Nickle

Learn about our new Chairman on a personal and professional level, as well as his vision for EPCOR.

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Ask Mary: Can I Submit This Learning Event for Other Credits?

EPCOR learning events may be eligible for more than AAP or NCP credits.

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Join Us For A Ride On The Cryptocurrency Rollercoaster!

The debate often boils down to two questions—what are cryptocurrencies and how should they be regulated?

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NOC – No One Cares?

When an Originator’s responsibility is made very clear, why do Notifications of Change remain the most common reason that a Rules violation is filed?

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Experiences from the Other Side - The Payments Institute

Hear about The Payments Institute from the winners of this year’s EPCOR Anthony Cope and John P. Borden Scholarships.

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Information... The Who, The What, The Why and The How?

How will your account holders react to your requests for additional information? Will they balk?

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FinCEN Extends Limited Exceptions

FinCEN is extending the limited exception of the Beneficial Ownership Rule for certain financial products and services through September 8, 2018.

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Federal Reserve Board Seeks Comment on ISO 20022 Proposal for Fedwire® Funds Service

Will ISO 20022 be the new “language” of wires?

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EPCOR Member Wages War on Hunger

EPCOR member Arvest bank is stepping up to the plate to fight hunger close to home.

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EPCOR Launches Search for New President

EPCOR has retained Rick Shull of RGS Search Partners, LLC to conduct the search for a new President of the association.

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Why Should the European Union Matter to EPCOR?

How could GDPR affect your organization

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Congratulations to Our 16 New NCPs!

Join us in congratulating 16 EPCOR members who have added the NCP credential to their titles!

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Are You Ready for July’s Reg CC Changes?

When the amendments take effect on July 1st, there will not be an adjustment type code available, but we can help.

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Meet the Top NCP Scorer in the Nation - And In HISTORY!

For the fifth year in a row, EPCOR has been home to the top scorer...

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Dear Mary: How Can We Avoid Losses on P2P Debits?

Have you experienced large dollar losses on Person-to-Person (P2P) debits. Keep it from happening again.

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Members Recognized for Outstanding Lending Practices in Leading Journal

Profiting from Small Business Administration loans — two times more than any other bank.

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Compliance Corner: The Item Never Arrived. What’s an Account Holder to Do?

Do you know what the ACH Rules say about this situation?

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Payments Pulse Goes on The Road to Faster Payments

New episodes of our podcast series are available, hear about EPCOR Payments Conference – Spring 2018.

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Dodd-Frank Rollback Signed into Law by President Trump

How might this new legislation affect your organization?

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Ask Mary: What's the Difference Between a Payment Product and System?

All this faster payments terminology is freezing up my brain, straighten me out!

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Missouri Updates Notification Requirements for Consumer Accounts

Notice to account holders now required for inactive accounts greater than twelve months.

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Network ACH Volume Up 6% in First Quarter 2018

42.6 million Same Day ACH payments were made in the first quarter of 2018, a 220% increase from the first quarter of 2017.

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Look Out Atlanta – EPCOR Members Are Heading Your Way!

Please join us in congratulating the winners of EPCOR’s two full tuition scholarships to NACHA’s 2018 The Payments Institute (TPI).

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40 EPCOR Members Among First APRPs!

Please join us in congratulating the 40 EPCOR members who recently joined the very first Accredited Payments Risk Professionals (APRPs).

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Laying the Groundwork for a Future of Faster Payments

Susan Doyle, AAP, Commerce Bank talks about the proposed U.S. Faster Payments Council and urges you to share your feedback.

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Dear Mary: How Can We Ensure Our Staff Understands Rules Compliance Requirements That Apply to Their Jobs?

 

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Ready or Not, Here Come Faster Payments

Will you be ready for faster payments by the year 2020? Gain a better understanding of what is going on in the faster payments space.

Register Today

EPCOR Members Among Top Originators & Receivers

The Top 50 Originating and Receiving Depository Financial Institutions contains the names of several EPCOR members.

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The First 2018 Issue of Inside Origination is Now Available

Designed to inform Originators and businesses of all sizes of recent payment systems developments.

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Here, There and Everywhere – Emerging Payments in the US

Consumers are discovering more opportunities to make faster payments daily. Is your financial institution tuned in?

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Hoot-E’s Adventures at Payment Systems Update

Hoot-E traveled across the EPCOR region with our training staff the last few months, and he had a blast.

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EPCOR Members Rank Among Forbes’ Top Banks

Congratulations to the EPCOR member financial institutions who were featured in the rankings of Forbes top banks in America!

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EPCOR Community Spotlight Podcast Now Available

After a successful pilot, our new Payments Pulse podcasts are off to the races with the a new EPCOR Community Spotlight...

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Money Laundering Moving Downstream?

Big fines = improved processes for large financial institutions hit with fines. Why might this spell disaster for smaller financial institutions?

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Dear Mary: How Can We Get the Most Out of ACH Origination?

EPCOR’s Advisory Services can provide valuable assistance to ensure your Origination services are effective...

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Secure Payments Task Force: Learn How Payments Work

The Secure Payments Task Force’s Learn How Payments Work website is offering Payment Lifecycles and Security Profiles...

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NACHA Reports Great Response to Third-Party Sender Registration

Over 9,000 Third-Party Senders were registered with NACHA as of the March 1st deadline. Now, NACHA will be validating ...

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Riddle Me This…Beneficial Ownership

The next big regulatory change on the horizon is the new Customer Due Diligence (CCD) rule which goes into effect on May 11. Are you ready?

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Go for the Gold!

Prove your prowess with ACH – our AAP Prep Program can help you fly down the slopes, slalom around your peers and skate to the finish line by earning your Accredited ACH Professional credentials.

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Keeping You at the Center of What We Do

Please join us in thanking the members of our eight EPCOR committees who help ensure that everything we do is centered around your needs.

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Federal Reserve Bank Study Finds Credit Cards Are King

The Federal Reserve Bank’s recent payments study highlights some interesting trends in the ways consumers are spending their money.

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Dear Mary: Are Our Policies, Procedures & Agreements Solid?

One of the best ways to remain in compliance with various payment system rules and regulations is by having solid policies, procedures and agreements.

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EPCOR Receives Bronze All Media Award

Read about our latest accolade - the 2017 All Media Award from Association Trends’ Salute to Excellence program was awarded to our August, 2017 Member Appreciation Month program.

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Deadlines Everywhere – Are You On-Track?

Same Day ACH Phase 3, the Third-Party Sender Registration Rule, AND continuing education filing deadlines are all coming up with March deadlines!

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